Umbutho is a registered credit provider (NCRCP 199895) that offers unparalleled credit to underserved and untapped market in the realm of financing for small and medium-sized enterprises.
Umbutho strives to offer effective and inventive means through which clients can access short-term financing, recognizing that typical loan assessment checklists may not always meet every client's requirement satisfactorily. As a result of focusing on sustainability and social impact, Umbutho Investment Holdings aims at granting responsible financial solutions while enhancing entrepreneurs' investment capabilities for their future growth as well as success. Its core values include reliability, competence, professionalism along with innovation which could distinguish it from other companies since its primary focus is meeting clients' needs within the framework of the National Credit Act and the regulatory body established in terms of this act. Our financial products:
SMEs who have orders with established corporates or government entities can obtain financing to enable them to fulfil their contractual obligations.
SMEs that have already supplied goods and services to organisations and require an advance against the amounts payable by the organisations to meet their short-term needs.
We fund up to 80% of the proceeds pending from a property sale/transaction to inject cashflow while the seller is waiting the transfer and registration.
Our target market is self employed persons who cannot raise or qualify for bank finance.
SMEs with a proven track record and regular cash flows from servicing reputable firms may qualify for short-term or loan terms.
